Full details of the offering can be found in the Offering Memorandum. This communication is for informational purposes only.
Please note this is Series C Bonds page Offering.
You can find the other bonds here:
In 2012, Yesterpay Holding Incorporated (Yesterpay) was established to help grow our sister company, CapitalNow. Yesterpay was conceived and designed specifically to provide Capital Now with a scalable, stable, diverse and cost-efficient source of capital. Yesterpay allows individual investors to participate in the Capital Now business. In 2016, Yesterpay Holdings Incorporated became CapitalNow’s primary source of capital.
Since its inception, CapitalNow has worked with hundreds of clients and their customers to find capital to grow their businesses. CapitalNow has weathered the 2008 and 2014 downturns in the economy, using those challenging times to refine the logistics associated with their values based customer service.
THE BENEFITS OF OUR BONDS
Redemption occurs when the bonds mature after 1, 2 or 3 years
Early Redemption Options
– 1 year Bond: Series C – does not provide early redemption
– 2 and 3 year Bonds: Series D, E & F
10% of the issued and outstanding bonds may be redeemed
Twice a year on March 31st and September 30th
A small penalty of 5% or less may apply (declining over time)
Factoring is a business financing solution that has been around for centuries. Records of factoring go back 3,800 years and it is believed to have originated in ancient Mesopotamia. Factoring is also more common than you would suspect and exists in several forms including consumer credit cards and services like PayPal™.
In this case, factoring helps a company bridge the cash flow gap between delivering a product or service and getting paid 30, 60, or even 90 days later. As a factor, CapitalNOW verifies and purchases the company's invoice at a discount and advances a portion of the amount of the payment owed by their customer. This way, the company receives much-needed cash flow quickly and can avoid financial shortfalls and take advantage of growth opportunities.
Provide working capital to:
– purchase credit receivables; and
– grow the business through the acquisition of businesses and technology.
The capital cannot be used to fund operations
Monthly Statements are emailed to investors
Annual Audited Financials Statements are posted on:
– SEDAR for Yesterpay
– Webite for Yesterpay and
Quarterly financials are provided in the Offering Memorandum
Investor Conference Calls are scheduled quarterly
News and Events – updated monthly
I used Capital Now as a tool to grow my business. Now I know I’ve got the cash to make my commitments no matter what. — John, Terra Nova Ventures Ltd
It [accounts receivable financing] made daily operations easier and more comfortable. For example, we always have cash flow on hand now. And also, Capital Now takes care of all of the work of trying to track down the payments from the accounts payable departments. — Rob Shaw, Topline Oilfield Hauling Ltd
The biggest mistake business owners make is not calling to see if there is something that we can do to help. I know that many companies we could have helped are no longer around simply because they did not know we were available, let alone had a solution that could have saved their business. — Gerry Wawzonek, Capital Now Co-Founder & CEO